Credit Builder Loans
Are you looking to build or rebuild your credit history? We've got options! Build your payment history with our Credit Building loans or credit cards, or use your savings to secure a loan while you make payments each month. Our credit building options are a safe way to build credit without high interest rates or unaffordable payments.
Credit Building Loan
- Choose a 6 or 12 month term.
- Loan is funded into a secured account for full term.
- Payments each month build positive history.
- Funds fully released at the end of the term.
Choose if:
- You are new to credit
- You don’t have the funds to put up for collateral
- You want to build good repayment history
Share Secured Credit Card
- Credit line determined by how much you put into secured account.
- Secured funds frozen until card is unsecured.
- Payments each month build positive history.
- Revolving line that helps build credit score faster.
Choose if:
- You have little to no credit
- You have had credit challenges in the past
- You want to build or rebuild positive payment history
Share Secured Loan
- Loan is funded into a secured account for full term.
- Payments each month build positive history.
- Funds released as payments are made.
Choose if:
- You are new to credit
- You have funds for a purchase but don’t want to draw down savings
- You want to build good repayment history
- You want a low interest rate and safe way to build credit
Not sure what option is best for you? We're here to help. At TruChoice we believe that everyone should be free from judgement. Reach out to us today, and one of our friendly loan officers will listen to your needs and help get you where you want to go. We offer a free credit score analysis to everyone, and will work with you to find the best solution to meet YOUR needs, not someone else's.
