Membership
You can open a checking account or get a car loan anywhere. Why join TruChoice?
- Work with a dedicated local team who's mission is to help you understand and achieve your financial goals all while delivering great savings, loan rates, and digital banking services.
- Talk to an actual human being who'll help build a plan for your goals, even if your financial situation is messy. We'll work with you to reduce your debt. Since January of 2023, we've helped members save over $1,772,840 in interest charges.
- Quick and Easy. Whether it's applying and signing for loans online, sending a quick text about your account, or signing into online banking for the first time, we're here to get you where you want to be.
What does membership mean?
You're an owner, and you have a say in how TruChoice operates. Since credit unions are not-for-profits, we don't issue stock or pay dividends. Profits are returned to members through lower fees and better rates. Our lending criteria are more flexible, and we offer education and counseling for our members' financial wellness.
Are there special requirements to join?
Credit unions do have eligibility criteria depending on the groups or areas they serve. You can become a TruChoice member if,
- You live, work, worship, or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, or York County in Maine.
- You have an immediate relative who's already a member
Once you're a member, you're a member for life. Even if you move outside the area, you still have access to everything TruChoice has to offer.
