InCheck Account

What do you need to do to earn high yield interest on your checking account? Nothing special. Just make 12 debit card transactions each month and enroll in estatements.* That’s it! Earn more without doing more. 

Easy to earn our highest rate

InCheck has no minimum deposit to open, no monthly fee, and balances up to $10,000 earn our high rate.  Dividends will automatically post to your account each month.

Not a problem if you don’t meet the requirements one month, you just won’t earn interest that month. You’re eligible again the next month.

See our current rates

Move to InCheck

Already a TruChoice member and want to switch your Simple Checking to an InCheck account? We make it easy. You can request the switch right in online banking or on our mobile app. If you don’t have a checking account with your membership yet, you can open one in online banking too. You can also stop by a branch or reach out to us and we’d be happy to help!  

*Qualifying transactions must post and settle to your account during the monthly qualification cycle, which begins one day before the first day of the current statement cycle through one day before the cycle closes. If qualifications are not met, dividends will not be earned. Transactions may take one or more banking days to post and settle to an account. 

Have questions? We're here to answer them.